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Find the Right Savings Account for You
At Consumers Credit Union, we offer flexible savings accounts to help you earn valuable dividend. No matter your savings goals, you can grow your savings steadily for a bright financial future. Click here to see what you need to join.
Membership Share/Savings Account
Become a member of the Consumers Credit Union Family with our Membership Share Savings Account.
Key Benefits
- Gain membership to Consumers Credit Union
- Low minimum balance – just $5 to maintain membership
- Competitive dividend rates
- Online banking options
Smart Saver Account
This account lets you stash your extra cash to earn more and get you to your someday faster.
- Automatic transfers make for easy saving
- Competitive dividend rate
- Deposit a maximum of $1,000 to Smart Saver each month
Money Market Account
Enjoy a high-yield savings account with the flexibility and security you need.
- Tiered Money Market account keeps money accessible
- Dividends are compounded and credited monthly
Health Savings Account
This account provides competitive monthly dividends along with no account fees.
- A Health Savings Account (HSA) is a tax-deferred/tax-free account to save and use towards qualified medical and dental expenses. To contribute, you must be enrolled in a eligible High Deductible Health Plan.
- HSAs are also used as a retirement planning tool to supplement income during retirement, covering medical expenses and to pay insurance premiums.
- CCU offers a choice of savings plans with no account maintenance fee.
Coverdell Education Savings Account
A Coverdell Education Savings Account is a tax-advantaged account that helps you save for your kids’ education expenses. You provide the savings consistently year after year, so when Trevor is ready to pledge Alpha-Kappa-Whatnow, and Katie discovers she didn’t receive that speed-chess scholarship after all — you’re ready.
Let us help you open your new Coverdell Education Savings account. Please call us at 877.ASK.CCU (877.275.2228), visit a local service center for assistance, or click the button below for us to reach out to you.
IRA Savings
Create a solid plan for retirement with our IRA Savings account available for Traditional, Roth, and Educational IRAs.
Key Benefits
- Minimum $10 to open account
- Guaranteed yield
- Contribute when you want to
- Possible tax deductions available
- Accounts federally insured by NCUA up to $250,000
Let us help you open your new IRA Savings account. Please call us at 877.ASK.CCU (877.275.2228), visit a local service center for assistance, or click the button below for us to reach out to you.
IRA Money Market Account
Earn higher yields on IRA funds while keeping them accessible with an IRA Money Market Account. An IRA Money Market account is available for Traditional, Roth, and Educational IRA funds.
Key Benefits
- Tiered Money Market account keeps money accessible
- Tiered rate account
- Dividends compounded and credited monthly
Let us help you open your new IRA Money Market account. Please call us at 877.ASK.CCU (877.275.2228), visit a local branch for assistance, or click the button below for us to reach out to you.
Holiday Club Savings Account
Don't let the holiday spending ruin your new year – plan ahead with our Holiday Club Savings account.
Key Benefits
- Minimum $5 to open account each year
- Ability to arrange direct deposit or automatic transfers to save painlessly
- Funds transfer to Membership Share Savings Account on November 1
- Automatically renews each year
If funds are withdrawn by request prior to November 1, the account will be closed.
At Consumers Credit Union, we have the perfect savings instruments for every stage of your financial life. Whether you are setting up a savings account for the first time, planning for retirement, or looking to save for a big spend, Consumers
Credit Union provides safe and secure options for you to save.
For more information or to apply by phone, please call 877.ASK.CCCU (877.275.2228).