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Free Checking Account

Pay bills, get cash, and transfer money –
all without the extra monthly fees.

Zero minimum balance1
Non-interest bearing checking account*

Enjoy the following FREE benefits:

Open Account

1 Minimum $5.00 opening deposit required

2 Early Direct Deposit: Early fund access depends upon your employer sending us a notification of the paycheck ahead of the scheduled deposit date. For this reason we cannot guarantee early deposits in all cases.

 *CCU’s Free Rewards Checking account is a tiered rate account. Please see all terms and conditions on qualifying rate tiers. APY = Annual Percentage Yield.  No minimum balance required.

**We offer over 30,000 surcharge-free ATMs nationwide and we refund fees charged by other bank ATMs when you meet your minimum Rewards Checking requirements. Minimum $5.00 opening deposit required. Early Direct Deposit: Early fund access depends upon your employer sending us a notification of the paycheck ahead of the scheduled deposit date. For this reason we cannot guarantee early deposits in all cases.