Auto Loans

¹To receive this cash bonus, an auto loan must be booked through CCU, and auto purchase must be made at a certified dealer through CCU’s Car Buying Service purchasing process. Auto application must be submitted between 7/01/2026-7/31/2026 and loan funded by 8/31/26 to qualify. Additionally, a minimum loan amount of $10,000 is required to receive this cash bonus. The cash bonus will be awarded in the form of a direct deposit to your CCU checking or savings account within 45 business days from the funding date of the loan. Note: We do not allow lease buyouts or Private Party Purchases.

²APR is Annual Percentage Rate. Rates are subject to change, and can vary based on credit worthiness, CCU Member discounts, age of vehicle, and terms of the loan. Offer subject to credit approval. Rates accurate as of 07/01/2026. Rate applies to 2025 and newer vehicles with a loan term of up to 60 months based on credit worthiness. Call for rates on older model vehicles. Loan amount will be determined by income and other factors. The rate listed includes an additional 0.50% APR discount for buying through our Car Buying Service. To receive this discount, an auto loan must be booked through CCU, and auto purchase must be made at a certified dealer through CCU’s Car Buying Service purchasing process. The rate listed also assumes an automatic payment method. Individual rates may vary based on credit score and other factors. An example of payment terms is as follows: an amount financed of $20,000 with an APR of 3.99% and a term of 60 months would have a monthly payment of $368.00. Call for rates on older model vehicles.